Folsom Homes under $500,000

Welcome to Folsom, California – a vibrant city nestled in the heart of Sacramento County, where the charm of small-town living meets the convenience of urban amenities. Known for its stunning natural landscapes and rich history, Folsom offers an inviting atmosphere for families, professionals, and retirees alike. With its picturesque views of the Sierra Nevada foothills and the sparkling waters of Folsom Lake, outdoor enthusiasts will find a plethora of activities, from hiking and biking to boating and fishing.

Folsom is also home to a thriving community with excellent schools, diverse dining options, and an array of shopping experiences. The historic Folsom Powerhouse State Historic Park and the charming Old Folsom district, complete with boutique shops and local eateries, add to the city’s unique character.

For those looking to make Folsom their home, there are fantastic opportunities available, especially for budget-conscious buyers. Homes under $500,000 can be found in this desirable area, offering a variety of options from cozy single-family residences to modern townhomes. These properties provide an excellent entry point into the housing market without compromising on quality or location.

With its blend of history, natural beauty, and affordability, Folsom is a hidden gem in California’s real estate landscape. Whether you’re a first-time homebuyer or seeking a tranquil place to settle down, Folsom is ready to welcome you home. Explore the possibilities today and discover why so many are proud to call Folsom their home!

Newest Folsom Homes under $500,000

$299,999

226123972 MLS

A locally owned neighborhood grcery store in Flosm offering an array of middle eastern and international culinary specialties, opened in December 2025. They offer halal meat with an active butcher counter providing freshg cuts of meat prepared daily, it also features on-site bakery of daily bakes including bread, pastries, and fresh sanwiches. The market is over 2550 sqft space stocked with imported canned and jarred goods, specialty products, spices, produce and drinks. They also offer delilveries and take outs and dine in.

199 Blue Ravine road Unit #160, Folsom

Listing courtesy of Real Estate Portfolio,Inc..

$439,000

2 Beds ⋅ 2 Baths ⋅ 1,136 SqFt. ⋅ 226122857 MLS

*** Major updates New HVAC system, new water heater, and updated flooring*** make this move-in-ready home an exceptional opportunity! Welcome home to the highly sought-after gated Madrone community in Empire Ranch, Folsom. This rare ground-level residence offers the convenience of direct interior access from the attached garage and features a spacious covered patio, perfect for relaxing or entertaining. Freshly painted throughout with brand-new carpet, this inviting home offers an open and functional floor plan. The kitchen features granite countertops, a breakfast bar, and ample cabinet and counter space, making it ideal for everyday living and entertaining. A centrally located gas fireplace with mantel creates a warm and inviting focal point in the living area. The primary suite provides a private retreat with a walk-in closet and en-suite bathroom. A versatile office/media nook offers additional flexible living space, while the indoor laundry area includes multiple storage shelves for added convenience. The second bedroom and full bathroom are thoughtfully positioned for privacy and comfort. Both bathrooms have been enhanced with updated cabinetry, adding a fresh, modern touch. Residents enjoy exceptional community amenities, including a gated entrance, beautifully maintained landscaping, a clubhouse with a resort-style pool and spa, a private fitness center exclusively for residents, BBQ and picnic areas, and a pet-friendly environment. Located within a highly rated school district and just minutes from Highway 50, this home offers easy access to shopping, dining, parks, scenic trails, entertainment, and all the conveniences of Folsom and nearby El Dorado Hills. Enjoy low-maintenance living and major recent updates in one of Folsom's most desirable communities!

900 Moon Circle Unit #911, Folsom

Listing courtesy of Redfin Corporation.

$230,000

2 Beds ⋅ 2 Baths ⋅ 1,440 SqFt. ⋅ 226121788 MLS

Welcome to the brightest home in all of Pinebrook. With its cheery interior and perfectly landscaped corner lot, this home is truly turnkey. Located close to the club house, you are steps from enjoying the weekly Bingo games or swimming in the club pool. An entertainer? Nearby guest parking means having friends over is a breeze. Pinebrook is the premier Park in the area and offers many activities, group outings, and community events. This 2-bedroom, two-bathroom home has been freshy painted on the inside and it's laminate flooring flows from room to room. The large living room opens up to the kitchen and a cute breakfast nook where you can sit and enjoy the hummingbirds that come and visit each morning. There are miles of trails, R.V spaces available, BBQ areas and a Clubhouse with pool that will entertain you and your guests. If that's not enough the social club has 40 committees ranging from art classes to woodcarving. 180 Overbrook Drive truly is a special place and it's ready for you.

180 Overbrook Drive, Folsom

Listing courtesy of Century 21 Select Real Estate.

$435,000

2 Beds ⋅ 2 Baths ⋅ 1,519 SqFt. ⋅ 226122313 MLS

Welcome to 1415 Vessona Circle, a beautifully updated corner-unit condo offering privacy, comfort, and low-maintenance living in the heart of Folsom. Located within a gated community with no neighbors above or below, this home offers a peaceful setting that's hard to find. Inside, natural light fills the open-concept living space, where the kitchen, dining, and living areas flow together effortlessly. Fresh interior paint and new flooring throughout, including the kitchen, bathrooms, stairs, and loft, give the home a clean, refreshed feel. The spacious primary bedroom opens directly to a private balcony, creating the perfect spot for morning coffee or relaxing at the end of the day. A tandem garage offers plenty of room for parking and additional storage, while community amenities including a pool, spa, and fitness center add to the convenience. Just minutes from shopping, dining, parks, and walking trails, this move-in ready home brings together thoughtful updates, everyday comfort, and a desirable Folsom location.

1415 Vessona Circle, Folsom

Listing courtesy of Keller Williams Realty.

$269,000

3 Beds ⋅ 2 Baths ⋅ 1,152 SqFt. ⋅ 226118607 MLS

Welcome to Lakeside Village! This beautifully remodeled 3-bedroom, 2-bath home has been completely rebuilt and transformed over the last three years, with luxurious finishes, quality materials, and exceptional craftsmanship throughout. This is not your typical flip the attention to detail and quality of the improvements truly set this home apart. The stunning kitchen features high-end cabinetry, Corian countertops, new appliances, fixtures, and lighting, while the beautifully updated bathrooms continue the same level of quality and design. Further, major upgrades include dual pane window, roof and HVAC sytem. The front porch has been completely rebuilt with new framing, composite decking, and new railings, creating an inviting outdoor space to relax and enjoy. Step into the backyard and discover two highly productive citrus trees, a spacious storage shed/workshop, and your very own personal putting greena fun and unique feature that makes this home even more special. And that is not all, the carport is extra wide and offers plenty of space for 2 to 3 cars or even a truck. Beautifully finished inside and out, this is a home where the hard work has already been done offering quality craftsmanship, extensive recent improvements, and a wonderful community lifestyle. Lakeside Village is a wonderful senior community offering an active and welcoming lifestyle. Residents enjoy a beautiful clubhouse with weekly and monthly activities and events, a peaceful greenbelt, and a large community pool and spa. Park approval is required for all new residents.

312 Danielle Way, Folsom

Listing courtesy of 1st Choice Realty & Associates.

$389,000

2 Beds ⋅ 2 Baths ⋅ 1,077 SqFt. ⋅ 226120318 MLS

Welcome to 885 Halidon #1021, a bright and freshly updated home offering 1,077 square feet of comfortable living space. This 2-bedroom, 2-bathroom residence has been refreshed with brand-new carpet and fresh paint throughout, so it's ready for you to move right in and make it your own. The kitchen and both bathrooms feature elegant granite countertops, adding a polished touch to everyday living. Step out onto your private balcony to enjoy your morning coffee or unwind at the end of the day. The thoughtful layout gives each bedroom its own bathroom access, making it ideal for roommates, guests, a home office, or anyone who values a little extra privacy. Added convenience comes standard: the washer, dryer, and refrigerator are all included, saving you time and money on day one. When the weather warms up, cool off at the sparkling pool. Enjoy everything Folsom has to offer, from shopping and dining to parks, trails, and the lake, all within easy reach. Whether you're a first-time buyer, downsizing, or looking for a smart investment, this clean, updated home is one you won't want to miss. Schedule your showing today!

885 Halidon Way Unit #1021, Folsom

Listing courtesy of eXp Realty of Northern California, Inc..

$395,000

2 Beds ⋅ 2 Baths ⋅ 1,053 SqFt. ⋅ 226117502 MLS

Escape to resort-style living at the prestigious gated community of Madrone at Empire Ranch, located in the highly desirable Folsom Hills. Designed to offer an extraordinary lifestyle of pure comfort and modern convenience, this beautifully updated, move-in-ready condo represents an exceptional opportunity to elevate your everyday living. Stepping inside this open, clean, and sunlit sanctuary, you are immediately greeted by an inviting atmosphere enhanced by brand-new, modern light fixtures. The thoughtful floor plan features two spacious bedrooms and two full, well-appointed bathrooms. The luxurious primary suite serves as your own private retreat, complete with a generous walk-in closet and an ensuite bathroom. At the center of the home is a gourmet kitchen crafted for both casual dining and effortless entertaining. It boasts elegant granite countertops, gleaming stainless steel appliances, abundant cabinetry for all your storage needs, and expansive counter space that includes a functional breakfast bar opening directly into the airy living area. Beyond the front door, the residence extends your living space into a private attached single-car garage situated on the lower level, featuring convenient direct interior access alongside plenty of guest parking right outside. Living in Madrone feels like a year-round vacation thanks to its impressive array of resort-like amenities. Residents enjoy exclusive access to a state-of-the-art fitness center, a sparkling heated swimming pool, a relaxing spa, outdoor barbecue picnic areas, and a community clubhouse. Security and peace of mind are paramount, backed by the privacy of a gated entrance. Location is everything, and this property delivers uncompromised accessibility. Positioned within walking distance to Russell Ranch Elementary, it is also moments away from K-12 schools, scenic walking trails, and peaceful parks. Premier shopping, entertainment, and fine dining await at the nearby Palladio Shopping Center. Commuters and tech professionals will appreciate the swift access to Highway 50 and key regional employers including Intel, Micron, Samsung, AMD, Kioxia, ISO, and UC Davis Health Care Clinic, as well as endless weekend recreation at Folsom Lake. Whether you are looking to settle into a vibrant neighborhood or secure an affordable footprint in one of Folsom's most prominent locations, this incredible property delivers on every level as well as endless weekend recreation at Folsom Lake

600 Moon Circle Unit #627, Folsom

Listing courtesy of BluePrint Realty & Mortgage.

$450,000

2 Beds ⋅ 3 Baths ⋅ 1,019 SqFt. ⋅ 226116879 MLS

Welcome to this beautifully reimagined townhome in the desirable Lakeside Townhomes community, where extensive high-end renovations, thoughtful design and an exceptional Folsom location come together beautifully. This spacious 2-bedroom, 2.5-bath residence is truly move-in ready, offering a sophisticated modern interior with upgrades throughout. Step inside to luxury vinyl plank flooring, newer baseboards and interior paint that creates a bright, polished feel. The stunning remodeled kitchen was designed with both style and functionality in mind, featuring new cabinetry with cleverly concealed storage, hidden drawers, pull-out appliance shelving, an integrated dishwasher, touch-activated faucet and pull-out trash system. Every bathroom has been beautifully remodeled, with the primary suite serving as a true retreat. Enjoy a floating double-sink vanity, Bluetooth-enabled mirror, spacious walk-in shower and a luxurious multi-function tower shower system. The finishing touch is a bidet with a heated seat, adding an extra level of comfort and convenience. The lifestyle continues beyond your front door. The community clubhouse offers a newly refinished pool and spa along with an indoor sauna. HOA amenities include exterior maintenance such as the roof and siding, landscaping, pest control, garbage service and exterior insurance. Best of all, this home places you just across the street from Folsom Lake, near the Johnny Cash Trail, and only minutes from the shops, restaurants and charm of Historic Folsom. Beautifully upgraded, ideally located and ready to enjoy this is one you won't want to miss!

141 Pierpoint Circle, Folsom

Listing courtesy of HomeSmart ICARE Realty.

$470,000

2 Beds ⋅ 3 Baths ⋅ 1,501 SqFt. ⋅ 226116949 MLS

Welcome to 603 Rivage Circle, a classically designed 2-bedroom, 2.5-bath condominium offering approximately 1,501 sf in desirable Folsom. Built in 2007, this two-story home features an inviting open layout with a spacious great room, gas fireplace, and an upstairs loft offering flexible space for a home office, media area, or additional living space. The kitchen features granite countertops, maple cabinetry, tile flooring, and ample storage. The primary suite includes a walk-in closet and private bath, while the second bedroom provides additional comfort and privacy. Enjoy central heating and air, dual-pane windows, indoor laundry, and an attached two-car garage. A standout feature is the peaceful wetland view, creating a relaxing backdrop to the home. The low-maintenance Rivage community provides exterior and grounds maintenance and offers a convenient Folsom location near shopping, dining, recreation, and everyday amenities.

603 Rivage Circle Unit #603, Folsom

Listing courtesy of Realty ONE Group Complete.

$249,000

2 Beds ⋅ 2 Baths ⋅ 1,248 SqFt. ⋅ 226116232 MLS

Welcome to this beautifully updated 2-bedroom, 2-bathroom home in the desirable 55+ Pinebrook community of Folsom! Thoughtfully updated and exceptionally well maintained, this home offers stylish finishes, comfortable living spaces, and a backyard designed for privacy and relaxation. The updated kitchen features crisp white cabinetry, quartz countertops, stainless steel appliances, and a functional layout perfect for everyday living. Luxury vinyl plank flooring flows throughout the main living areas, while both bathrooms have been tastefully updated. An interior laundry room adds convenience and functionality. Beautiful plantation shutters throughout and a whole-house air purification system add to the comfort and appeal of this lovely home. Step outside to your own private sanctuary! The beautifully landscaped, low-maintenance backyard is surrounded by fencing and lush greenery, creating a peaceful and secluded setting. Enjoy the beautiful paver patio, charming gazebo, and backyard sunshades that provide ample shade for relaxing or entertaining. This tranquil outdoor space feels like your own personal retreat. Enjoy an exceptional Folsom location with walking trails throughout the community and Folsom Lake trails conveniently located just across the street. Shopping, restaurants, and everyday conveniences are all easily accessible. Pinebrook also offers a wonderful array of community amenities, activities, and classes, providing plenty of opportunities to stay active, social, and connected. With its stylish updates, private backyard sanctuary, convenient location, and vibrant 55+ community lifestyle, this beautiful Pinebrook home is ready to welcome you!

111 Overbrook, Folsom

Listing courtesy of Prime Real Estate.

$175,000

2 Beds ⋅ 2 Baths ⋅ 1,000 SqFt. ⋅ 226111598 MLS

Welcome to Pinebrook Village; conveniently located across from Folsom Lake Recreational Area. You will appreciate living in this 75 acre, premier 55+ community for active adults. Enjoy exploring the interior trails, landscaped grounds and community garden. Have fun socializing with friends at the clubhouse and have access to the pool, spa, sauna, RV parking, and much more. This darling 2 bed/2 bath home is in excellent condition, shines with pride of ownership and is totally move-in ready. You will enjoy visiting with friends on the covered front deck. The living room is generously sized, featuring lovely large windows perfect for viewing beautiful sunsets and enjoying natural light; the built-in cabinet compliments the dining area and is great for storage and displaying your treasures; the cozy kitchen offers ample counter and cabinet space and inside laundry. Plenty of space in the primary room for a queen size bed, comfortable size closet w/built-in storage, updated primary bath, floor and vanity; guest bathroom has updated walk-in shower. Beautifully landscaped front and side yard with backyard ready for you to create your own private garden; including a large storage shed. Carport provides parking for 2 cars with guest parking across the street. All of this and MORE! Comfortable and low-maintenance living at its best.

149 Leafwood Way, Folsom

Listing courtesy of Windermere Signature Properties Fair Oaks.

$389,000

2 Beds ⋅ 2 Baths ⋅ 1,031 SqFt. ⋅ 226112539 MLS

If you are looking for low-maintenance living, this condo is perfect for you. The HOA fee covers internet, trash and sewer, exterior maintenance, roof, insurance on the exterior dwelling, clubhouse with fitness center and pool, and the security gate! Private, updated, and perched above the greenery, this third-floor condo has the kind of balcony view you don't always get in a condo community. This 2-bedroom, 2-bath home faces mature trees and open greenery, creating a surprisingly peaceful and private feel from the balcony. Inside, the home has been thoughtfully refreshed and well cared for, with updated lighting in the dining area, entry, kitchen, and hallway, plus all flooring replaced in 2020. The kitchen features refreshed white cabinetry with updated hardware and a newer sink, while both bathrooms have been updated with refreshed cabinetry, new countertops, sinks, and faucets. A built-in office nook in the hallway adds a smart space for working from home, homework, or everyday organization. One car garage gives security for your vehicle and there is ample parking in the community for guests and a secondary vehicle. Walking distance to Russell Ranch Elementary and a short drive to Lifetime, Costco, the Palladio and more. Located in a corner building for added privacy, this condo offers comfort, convenience, and low-maintenance living with a move-in-ready feel.

700 Moon Circle Unit #738, Folsom

Listing courtesy of Realty ONE Group Complete.

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