Sac Downtown/Midtown Homes under $700,000

Welcome to the vibrant heart of Sacramento—Downtown and Midtown! Known for their eclectic mix of culture, art, and history, these neighborhoods are perfect for those seeking a dynamic urban lifestyle. With tree-lined streets, charming boutiques, and an array of dining options, there's always something new to discover.

Downtown Sacramento is home to iconic landmarks such as the California State Capitol and the historic Old Sacramento Waterfront, where you can stroll along the river or enjoy a meal with a view. Meanwhile, Midtown boasts a lively arts scene, with galleries, theaters, and music venues that showcase local talent. The area is also celebrated for its commitment to sustainability, featuring numerous parks and green spaces that invite outdoor activities and community gatherings.

For those looking to call this vibrant region home, there are fantastic opportunities to find charming residences under $700,000. Whether you’re drawn to modern condos with stunning city views, historic bungalows brimming with character, or spacious townhomes perfect for families, Sacramento’s Downtown and Midtown neighborhoods offer a diverse range of properties to suit every lifestyle.

With a strong sense of community and a plethora of amenities at your doorstep, living in this part of Sacramento means enjoying the best of urban life while still feeling connected to nature. Explore the possibilities and discover your dream home in this thriving region where culture and community converge!

Newest Sac Downtown/Midtown Homes under $700,000

$679,900

2 Beds ⋅ 1 Baths ⋅ 909 SqFt. ⋅ 226126065 MLS

Charming East Sacramento home featuring quartz countertops, updated cabinetry, and refreshed flooring, all thoughtfully maintained. Enjoy the warmth of a cozy fireplace and abundant natural light that creates a bright, inviting atmosphere throughout. A wonderful blend of comfort, style, and classic neighborhood charm in a desirable Sacramento location.

3606 M Street, Sacramento

Listing courtesy of 1st American Realty.

$699,000

2 Beds ⋅ 2 Baths ⋅ 1,707 SqFt. ⋅ 226125807 MLS

Welcome to 1323 East Sutter Walk, an elegant residence located within the award-winning Sutter Brownstones a premier enclave in Sacramento's vibrant Midtown and Sutter District. Inspired by classic East Coast brownstones, this home offers brick facades, welcoming front porches, pedestrian-friendly pathways, and thoughtfully integrated landscaping all designed to foster a warm neighborhood ambiance. Spanning 1,707 square feet across three beautifully designed levels, this residence offers 2-3 bedrooms and 2 full bathrooms, ideal for modern, flexible living. Inside, discover a seamless blend of timeless craftsmanship and updated luxury, including African mahogany hardwood floors, slate tile accents, and honed black granite countertops. The kitchen, highlighted by a stainless steel tile backsplash, flows into the open-concept living space perfect for entertaining or unwinding at home. A rare private 1-car garage adds a coveted convenience in Midtown offering secure parking and additional storage space. Enjoy being just steps away from Sacramento's best restaurants, cafes, shops, and cultural hotspots. With its unbeatable location, modern upgrades, and timeless character, offering a truly elevated urban lifestyle in the heart of it all.

1323 East Sutter Walk, Sacramento

Listing courtesy of House Real Estate.

$599,900

2 Beds ⋅ 1 Baths ⋅ 1,116 SqFt. ⋅ 226125119 MLS

Charming Spanish-style gem situated on a desirable corner lot in East Sacramento! This adorable 2-bedroom, 1-bathroom home offers 1,116 square feet of inviting living space, blending character and comfort with thoughtful updates throughout. Newer Anderson windows and HVAC provide modern convenience and efficiency, while the home's timeless Spanish-inspired style adds warmth and personality. Outside, enjoy your own private retreat complete with a personal spa perfect for relaxing at the end of the day. Raised garden beds offer an opportunity to grow flowers, herbs, or fresh vegetables, adding to the home's appeal for those who love outdoor living and gardening. A detached one-car garage provides valuable storage space in the back portion, and the other half is great for entertaining friends and family as it's currently set up with a bar and bar stools for your outdoor living. With its charming curb appeal, corner-lot setting, functional floor plan, and appealing indoor and outdoor features, this delightful home is ready to welcome its next owner!

3177 O Street, Sacramento

Listing courtesy of GUIDE Real Estate.

$650,000

4 Beds ⋅ 1 Baths ⋅ 1,791 SqFt. ⋅ 226124534 MLS

Just needs a few things and in a prime location next to McKinley Park AKA little Italy.

964 33rd Street, Sacramento

Listing courtesy of Century 21 Select Real Estate.

$450,000

3 Beds ⋅ 1 Baths ⋅ 1,225 SqFt. ⋅ 226123982 MLS

Step into the timeless charm of this classic 3-bedroom, 1-bathroom bungalow offering 1,225 sqft of opportunity. Rich in original character, this property is ready for someone with vision to restore its historic beauty while adding their own personal touch. From the inviting covered front porch to the original hardwood floors, you'll find the craftsmanship and architectural details that make vintage homes so desirable. The spacious living & dining areas showcase stunning coffered ceilings, classic built-in cabinetry in the Formal dining area, abundant natural light, & the warm character that only homes of this era can offer. The generous-sized bedrooms provide comfortable living spaces, while the indoor laundry room adds everyday convenience. A basement offers valuable additional space for storage, hobbies, or a workshop. Outside, the expansive backyard presents endless possibilities. Whether you envision a lush garden, outdoor entertaining area, play space, workshop, or potential future improvements, there's plenty of room to make it your own. A brand new back fence and gate offer a private, secure outdoor space. A 30-year composition roof installed in 2010 provides added value and peace of mind. Whether you're an investor, contractor, or buyer looking to restore a piece of history, this charming bungalow is packed with potential and waiting for its next chapter. This is the kind of home that doesn't come along often- a true diamond in the rough with the character and charm today's buyers love. The solid bones to build upon offer the opportunity to create something truly special with a fantastic location close to shopping and public transportation.

3161 T Street, Sacramento

Listing courtesy of RE/MAX Gold Sierra Oaks.

$645,000

3 Beds ⋅ 2 Baths ⋅ 1,503 SqFt. ⋅ 226117462 MLS

Tri-level contemporary in Mansion Flats with tons of natural light near the Capitol, Golden One Center and Railyards development. Designed by architects with an eye for maximizing space, the home makes full use of light and natural materials to blend tranquility and urban living. Outdoor space, alley access and garage with EV hookup provide convenience. Eco-friendly features include recently-serviced geothermal heat pump and A/C, tankless water heater, unique Blomberg windows and owned solar. Lightly shaded wood floors are featured on top levels while polished concrete floors on the entry level offer a full bath and an office or possible 3rd bedroom with french doors. High-end appliances include Sub-Zero refrigerator, Wolf gas range, Miele stackable washer/dryer and Toto toilets and bidets. Loads of kitchen cabinets, built-ins and closets offer storage space for miles. Kitchen features pantry closet while laundry closet is located upstairs for prime convenience. Bedrooms boast closets with professional shelving units. Freshly painted inside and out; clear roof report available.

1424 Eggplant Alley, Sacramento

Listing courtesy of Coldwell Banker Realty.

$699,900

1,636 SqFt. ⋅ 226120077 MLS

Welcome to 2730 F Street, a beautifully maintained two-story duplex in one of Midtown's classic tree-lined neighborhoods. Each unit offers 2 bedrooms, 1 full bathroom, in-unit laundry, dual-pane windows, and tastefully updated kitchens and bathrooms. The upper unit is full of character, featuring a lovely wraparound porch perfect for morning coffee, soaring ceilings, and a bright, open living area. The updated kitchen is finished with white shaker cabinets, dark countertops, and a subway tile backsplash. The lower unit offers equally thoughtful updates, with a functional galley-style kitchen boasting granite countertops, stainless appliances, gas range, and a stacked washer/dryer tucked neatly into a closet nook. Another bonus is having a two car driveway! Whether you're looking to live in one unit and rent the other, house extended family, or add a solid income property to your portfolio, this duplex offers timeless charm in a prime location!

2730 F Street, Sacramento

Listing courtesy of RE/MAX Gold Capital West Realty Inc..

$649,000

3 Beds ⋅ 3 Baths ⋅ 1,581 SqFt. ⋅ 226122036 MLS

Welcome to 2821 Democracy Alley, a brand-new 2026 construction home tucked away in a private, quiet Midtown Sacramento alleyoffering the rare combination of urban lifestyle and peaceful living. Enjoy walkable access to Midtown's best restaurants, coffee shops, bars, and entertainment, while coming home to a low-traffic setting that feels secluded and calm. Inside, the home features 9-foot ceilings and tall, oversized windows that fill the space with natural light and create an open, modern feel. Every detail is newfrom systems to finishesproviding true turnkey living with minimal maintenance for years to come. Additional highlights include a 1-car garage and a private backyard approximately 15 feet deep, ideal for outdoor dining, pets, or a low-maintenance garden retreat. Perfect for professionals, investors, or anyone seeking stylish new construction in the heart of Midtown.

2821 Democracy Alley, Sacramento

Listing courtesy of USKO Realty.

$585,000

3 Beds ⋅ 1 Baths ⋅ 1,300 SqFt. ⋅ 226122026 MLS

Charming Highwater Bungalow at 2616 Q Street, thoughtfully updated to meet current city building codes while preserving its classic character. This beautifully remodeled home features major system upgrades, including a brand-new roof and HVAC system, updated water drainage plumbing, new electrical wiring, and a modern electrical panel, offering peace of mind for years to come. The kitchen has been refreshed with appliances and cabinetry installed within the past five years, blending functionality with style. Enjoy the perfect balance of vintage charm and modern improvements in a prime Midtown location, just minutes from restaurants, coffee shops, and local amenities.

2616 Q Street, Sacramento

Listing courtesy of USKO Realty.

$599,000

2 Beds ⋅ 2 Baths ⋅ 1,403 SqFt. ⋅ 226122029 MLS

Timeless Midtown Craftsman Bungalow nestled on one of the area's most picturesque tree-lined streets! This charming home blends classic character with an unbeatable location, featuring a welcoming covered front porch and the warmth and architectural details that make Craftsman homes so desirable. A brand-new roof installed last month provides added peace of mind while preserving the home's historic charm. The home also features a spacious basement with a large concrete-floor area, offering abundant storage, workshop space, or future expansion potential. The basement square footage is not included in the reported living area and may provide an opportunity to significantly expand the home's usable living space(subject to buyer verification with the City regarding permitted uses and improvements). Just moments from Midtown's renowned restaurants, coffee shops, parks, and entertainment, this classic bungalow offers the perfect combination of timeless character, modern updates, expansion potential, and urban convenience.

2710 D Street, Sacramento

Listing courtesy of USKO Realty.

$477,000

2 Beds ⋅ 2 Baths ⋅ 1,261 SqFt. ⋅ 226119015 MLS

Elevated Downtown Living with Unparalleled Location & View! Beautifully remodeled south-facing 5th-floor corner residence at Bridgeway Towers, offering approx.1,261+/- sf of refined living space, exceptional natural light and an expansive private balcony stretching the full length of the residence. This spacious 2 bedroom, 2 bath condo combines sophisticated updates and effortless indoor-outdoor living in one of Sacramento's most coveted downtown locations. Remodeled kitchen - new cabinets, countertops, sink, dishwasher, garbage disposal, range, refrigerator, built-in microwave, hood, lighting, outlets and switches. The open island with generous dining bar creates an inviting setting for morning coffee, intimate dinners or entertaining friends. The private primary suite retreat features a remodeled en-suite bathroom and floor-to-ceiling sliding glass doors to expansive balcony. Remodeled primary bath - new cabinets, countertops, double sinks, remodeled & tiled separate shower/tub with new glass enclosure. Remodeled hall bath - new tiled shower, cabinets, countertop, sink and fixtures. In-unit laundry closet with stackable washer/dryer in guest bath. New lighting, flooring & baseboards throughout, new interior door hardware. Located in a secured-access building with welcoming lobby, elevators & assigned coveted covered parking (included in HOA dues) - residents in this community also enjoy access to resort-style amenities: on-site fitness & business centers, outdoor pool/spa, sauna & additional laundry facilities. Situated in a highly desirable commuter-friendly location steps from the California State Capitol, Downtown Commons (DOCO), Golden 1 Center, nearby King's / A's games, shopping, dining, art galleries, theater, nightlife, transportation & more. Don't miss 500 N St #504!

500 N Street Unit #504, Sacramento

Listing courtesy of Keller Williams Realty.

$489,000

2 Beds ⋅ 2 Baths ⋅ 1,175 SqFt. ⋅ 226115994 MLS

Price improvement!! Tucked into Sacramento's coveted 95816 zip code, this classic 1920 bungalow offers timeless character just waiting to shine again. With a little sweat equity and a bit of TLC, this light fixer-upper is primed to become a truly special home and it's already off to a great start with dual-pane windows throughout for year-round comfort and energy efficiency. Ample parking available on a long extended driveway all the way to the back. But the real draw here is location, location, location. Minutes from downtown Sacramento, you're just a short trip from the Capitol, Midtown's beloved restaurants and coffee shops, Sutter's Fort, and the Sacramento River. This is one of the city's most walkable neighborhoods whether you're headed to work downtown, out for dinner in Midtown, or catching a Kings game at Golden 1 Center, everything you need is close at hand. A rare combination of vintage character, key upgrades, and an unbeatable central location, this is downtown-adjacent living at its best. A beloved long-time family home, now ready for its next chapter.

3140 T Street, Sacramento

Listing courtesy of Prime California Homes.

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