Waterford & Hickman Homes under $500,000

Waterford & Hickman Homes under $500,000

Welcome to Waterford, a charming gem nestled in the heart of Stanislaus County, California. This delightful city boasts a rich agricultural heritage, surrounded by picturesque landscapes and a welcoming community spirit. Waterford offers a perfect blend of small-town charm and modern conveniences, making it an ideal place for families, first-time homebuyers, or anyone looking to enjoy a peaceful lifestyle.

One of the key highlights of Waterford is its affordability, particularly in the housing market. With an impressive selection of homes available for under $500,000, this region presents an incredible opportunity for those seeking value without compromising on quality. From cozy single-family homes to inviting townhouses, there’s something to suit every taste and budget. These properties often feature spacious yards, open floor plans, and modern amenities, providing the perfect backdrop for creating lasting memories.

In addition to its affordable housing, Waterford is strategically located near major highways, making it easy to access nearby cities like Modesto and Turlock. Residents can enjoy a peaceful suburban lifestyle while still being close to urban conveniences, shopping, dining, and recreational activities. The area is also home to various parks and outdoor spaces, perfect for family outings, picnics, or simply unwinding in nature.

Whether you’re looking to settle down or invest, Waterford offers a unique opportunity to experience the warmth of community living in a beautiful California setting—all without breaking the bank. Come explore the possibilities and find your dream home in this delightful city!

Newest Waterford & Hickman Homes under $500,000

12106 Hernandez Avenue, Waterford
$425,000
3 Beds ⋅ 1 Baths ⋅ 960 SqFt. ⋅ 226131834 MLS
Discover the possibilities in this inviting 3 bdrm, 1 bath home featuring thoughtful updates, a separate studio granny flat, and the added convenience of RV parking with hookups. Inside, enjoy a refreshed living space with new HVAC, luxury vinyl plank flooring, updated fixtures, and modern ceiling fans. The entire house has been freshly painted inside and out. The combination of stylish finishes and practical improvements creates a comfortable setting that is ready for its next owner. One of the property's standout features is the separate studio granny flat in the backyard, offering exciting possibilities for guests, a private workspace, hobbies, or additional living arrangements. The RV parking and hookups provide even more flexibility for those who enjoy traveling or need space for their recreational vehicle. Whether you're looking for room to accommodate extended family, a dedicated space to work from home, or simply a property with added versatility, this home offers a wonderful opportunity to enjoy comfortable living with features that adapt to your lifestyle. Come explore the possibilities and discover a home that offers more than meets the eye!

12106 Hernandez Avenue, Waterford

Listing courtesy of Concierge Homes.

12076 Combine Drive, Waterford
$419,900
4 Beds ⋅ 2 Baths ⋅ 1,440 SqFt. ⋅ 226127618 MLS
Welcome to 12076 Combine Dr in Waterford. This Home offers a move-in-ready experience, presenting an inviting atmosphere that serves as the perfect foundation for your next chapter. The residence is designed for comfort and ease, ensuring that the transition into your new home is seamless from the moment you turn the key. Every corner of the house reflects a well-maintained condition, allowing you to focus on settling in and making the space your own without the need for immediate updates. This thoughtfully prepared home is ready to accommodate your lifestyle with its welcoming and functional design. Whether you are looking for a space that emphasizes simple living or a residence that provides a comfortable backdrop for daily routines, this property delivers a balanced affordable environment. Schedule your private tour today to experience firsthand how this inviting home perfectly aligns with your vision for comfortable living.

12076 Combine Drive, Waterford

Listing courtesy of TAG Realty Inc..

13361 Bentley Street, Waterford
$419,000
3 Beds ⋅ 2 Baths ⋅ 1,276 SqFt. ⋅ 226130604 MLS
Located in the heart of Waterford,Bring FHA offers this beautifully remodeled 3-bedroom, 2-bath home is completely turnkey and ready for its new owners! Enjoy the freedom of country living with room for livestock! Bring your goats, chickens, or even a donkey and make the most of this property's space and versatility.Disfruta de la libertad de vivir en el campo con espacio para tus animales! Trae tus cabras, gallinas o incluso un burro y aprovecha al mximo el espacio y la versatilidad que ofrece esta propiedad Propiedad tipo rancho .Remodeled in 2026, the home features a brand-new custom kitchen with granite countertops, updated finishes throughout, and a fresh, modern feel. Situated on an impressive 9,274 sq. ft. lot, the backyard offers tons of space for entertaining, kids, pets, or future possibilities. Additional upgrades include a newer HVAC system and water heater. Pride of ownership shows from the moment you walk inthis home is exceptionally clean and perfect for even the pickiest buyers. Huge lot, beautiful remodel, and a prime Waterford locationthis one checks all the boxes. Run, don't walk!

13361 Bentley Street, Waterford

Listing courtesy of GNN Real Estate.

12218 Goldmine Avenue, Waterford
$399,900
3 Beds ⋅ 2 Baths ⋅ 1,200 SqFt. ⋅ 226125278 MLS
Wonderful opportunity to own this adorable 3/2 home w/a big back yard on a quiet street in Waterford. Walking distance to the Jr. High School and Middle School down a winding shady tree lined path to the schools. Also located right across from the Basin Park where there is a big grassy, safe area to play where you can see your children from your front porch! The new quartz counters in the kitchen, tile flooring and new microwave add new updating to the kitchen, newer gray carpet, and bathrooms recently updated. Bring your RV, there's RV hook-ups with a 220 volts plug-in and Boat parking. The backyard is very roomy with a large cement patio, a nice storage shed that stays and a raised garden area, plus plenty of room for that pool if one chooses. The cozy gas fireplace will help warm the home with the winter coming. This home resides in a town with special financing programs to help Buyers own their own home! Seller has also offered $10,000. with a full price of $399,900. offer to buy down their interest rate. What a great reason to choose this updated home!

12218 Goldmine Avenue, Waterford

Listing courtesy of HomeSmart PV & Associates.

669 Flora Way, Waterford
$409,000
3 Beds ⋅ 2 Baths ⋅ 1,056 SqFt. ⋅ 226123033 MLS
Welcome to 669 Flora Way! This beautifully maintained, move-in-ready home sits on a desirable corner lot in an established Waterford neighborhood. Featuring 3 bedrooms, 2 full bathrooms, indoor laundry, and a 2-car garage, this home offers a bright and inviting open floor plan with abundant natural light. The stylish kitchen features granite countertops, ample cabinetry, and stainless-steel appliances, flowing seamlessly into the living area. The primary suite offers a private bathroom and walk-in closet. Step outside to the large backyard, offering plenty of space for entertaining, relaxing, gardening, or creating your dream outdoor retreat. The corner lot also provides excellent potential for RV or boat parking. Conveniently located near schools, shopping, dining, and Highway 132. Perfect for first-time buyers, families, or investors. Move-in ready and full of opportunity come see why you'll want to call 669 Flora Way home! Seller will credit the Buyer up to $10,000 for INTEREST RATE BUY DOWN with a full price offer of $409,000!

669 Flora Way, Waterford

Listing courtesy of PMZ Real Estate.

12123 Fearl Drive, Waterford
$449,500
3 Beds ⋅ 2 Baths ⋅ 1,430 SqFt. ⋅ 226120412 MLS
Welcome home to this stunning, move in ready home! Showcasing extensive updates throughout, this home offers the perfect balance of modern comfort, stylish finishes, and outdoor living, all conveniently located with schools, shopping, and dining nearby. Step inside to find a freshly painted interior and an open living/dining combination anchored by a beautiful custom 50-inch electric fireplace with mantle and modern recessed lighting. The bright kitchen features a cozy breakfast nook with a large picture window overlooking the front yard, along with a new microwave and dishwasher. The primary suite offers a spacious walk-in closet, a beautifully renovated walk-in shower with seating, dual sinks, and direct sliding glass door access to the backyard. Outside, enjoy a low maintenance retreat featuring fresh landscaping with drought tolerant artificial turf, a newly installed storage shed, and a sparkling pool recently retiled and refinished with new LED lighting and a new sand filter. Key capital improvements include a newer AC unit, roof, and gutters, all updated within the last 8 years. Located just a half mile from the Tuolumne River Parkway, offering convenient access to hiking, biking, fishing, and wildlife viewing!

12123 Fearl Drive, Waterford

Listing courtesy of Atlantic Realty.

12609 La Gallina Avenue, Waterford
$384,000
2 Beds ⋅ 1 Baths ⋅ 1,172 SqFt. ⋅ 226118077 MLS
Welcome to 12609 La Gallina Avenue, a beautifully renovated Waterford home offering modern updates and comfortable living. This home has been thoughtfully refreshed throughout and is truly move-in ready. The recently renovated kitchen provides a fresh, modern space for everyday living and entertaining, while the updated bathroom adds style and functionality. New flooring and fresh interior paint create a clean, inviting feel throughout the home. Major improvements include a new roof, new central heat and air system, and new stucco, offering peace of mind and attractive curb appeal. POSSIBLE 3rd and/or 4th BEDROOM. Step outside and discover a large backyard with alley access, providing valuable flexibility for parking, storage, outdoor entertaining, gardening, or future possibilities. The generous outdoor space is a rare and desirable feature that adds to the overall appeal of this property. With extensive recent renovations and a spacious backyard, this home offers the opportunity to enjoy a turnkey property without the hassle and expense of major remodeling. A wonderful opportunity for a first-time buyer, down-sizer, or investor looking for a beautifully updated Waterford home.

12609 La Gallina Avenue, Waterford

Listing courtesy of Sierra Oaks Realty.

13132 Heather Drive, Waterford
$440,000
3 Beds ⋅ 2 Baths ⋅ 1,430 SqFt. ⋅ 226112420 MLS
Welcome to 13132 Heather Drive! This well-maintained 3-bedroom, 2-bath home offers 1,430 sq. ft. of comfortable, move-in-ready living in an established Waterford neighborhood. Thoughtful updates include a newer roof and windows, plantation shutters, fresh interior and exterior paint, granite countertops throughout, and beautifully updated bathrooms featuring quartz shower surrounds. The functional floor plan offers inviting living spaces, while the backyard provides plenty of room to relax, entertain, or make it your own. With many of the big-ticket updates already completed, this home is ready for its next chapter. Come take a look and see why Heather Drive just might be the one!

13132 Heather Drive, Waterford

Listing courtesy of PMZ Real Estate.

621 Moonlit Court, Waterford
$476,490
4 Beds ⋅ 3 Baths ⋅ 1,858 SqFt. ⋅ 226108389 MLS
Same community, new plan! Be the first to purchase this new floor plan now available in Waterford at D.R. Horton's community Trestle! Introducing the Palisade floor plan, discover a unique home design that offers ample space for everyone and the utmost comfort. This two-story home has 4 bedrooms, 2.5 baths, and 1,858 approximate square feet of living space. Uncover a great first-floor living area with an open-concept great room and dining space that flows seamlessly into the kitchen. Enjoy a large center island, a perfect place for hosting and gathering year-round, and a pantry for storage. A powder room is located near the home entrance for guests. Take the stairs up and you'll find a spacious loft and three secondary bedrooms. There is a full secondary bath with a double vanity and bathtub. Down the hall, you will find a laundry room for added convenience. The primary bedroom has a large primary bath with a walk-in closet, double vanity, walk-in shower, and private water closet. This home also has an attached two-car garage. No HOA! Why pay more? Our options and upgrades in our model homes are standard in all homesites! Purchase with confidence as all homes come with 10 year ltd. warranty.

621 Moonlit Court, Waterford

Listing courtesy of D.R. Horton- Sacramento.

617 Moonlit Court, Waterford
$449,490
4 Beds ⋅ 3 Baths ⋅ 1,598 SqFt. ⋅ 226108369 MLS
Brand new floor plan being built at Trestle, D.R. Horton's highly desired Waterford community! Introducing the Muir floor plan, this efficiently designed two-story home features four bedrooms, two baths and a convenient first-level powder room with approximately 1,598 square feet of living space. Entertaining is easy with an open-concept great room joined to a spacious eat-in kitchen with plenty of counter space, along with two useful pantries for storage. Upstairs opens to the four bedrooms for relaxing. The primary bedroom features a walk-in closet, a primary bath with double vanity, a walk-in shower, and a separate water closet. The attached two-car garage offers extra storage space for recreational gear or vehicles. No HOA! Why pay more? Our options and upgrades in our model homes are standard in all homesites! Purchase with confidence as all homes come with 10 year ltd. warranty.

617 Moonlit Court, Waterford

Listing courtesy of D.R. Horton- Sacramento.

13510 Bentley Street, Waterford
$439,000
3 Beds ⋅ 2 Baths ⋅ 1,540 SqFt. ⋅ 226099792 MLS
SELLER-PAID BUYER INCENTIVES AVAILABLE! From assistance with closing costs to a potential interest rate buydown, seller contributions may help bring your homeownership goals within reach. Subject to buyer qualification, lender approval, seller contribution limits, and acceptable terms. Welcome to 13510 Bentley Street in Waterford, where modern updates meet comfortable living and an incredible backyard retreat. This beautifully remodeled 3-bedroom, 2-bathroom home has been thoughtfully renovated from top to bottom, making it truly move-in ready. Step inside to discover a bright, open interior featuring new flooring throughout, fresh interior paint, and a stunning fully remodeled kitchen complete with stylish cabinetry, updated countertops, and stainless steel appliances. Every detail has been designed to create a clean, contemporary feel you'll love coming home to. The spacious primary suite offers a walk-in closet, providing ample storage and a private retreat at the end of the day. The laundry room includes an additional storage room, giving you the extra space needed for pantry items, seasonal dcor, or household essentials. Out back, you'll find the true highlight of the propertya large backyard designed for entertaining and relaxation. Whether you're hosting summer barbecues, watching the kids play, or cooling off in the sparkling swimming pool, this outdoor space offers endless possibilities. Conveniently located in a quiet Waterford neighborhood, this beautifully updated home combines modern finishes, functional living spaces, and an exceptional backyard that's ready to be enjoyed. Don't miss your opportunity to make 13510 Bentley Street your next home! To help visualize this home's floor plan and to highlight its potential, virtual furnishings may have been added to photos found in this listing.

13510 Bentley Street, Waterford

Listing courtesy of Wedgewood Homes Realty.

567 E Street, Waterford
$385,000
2 Beds ⋅ 1 Baths ⋅ 728 SqFt. ⋅ 226098225 MLS
Charming 2-bedroom, 1-bath home in the heart of Waterford, offering 954 sq ft of comfortable living space on a generous 7,840 sq ft lot. This move-in-ready home features a raised foundation, composition roof, and an attached garage with garage door opener. Enjoy the spacious backyard complete with fruit trees and convenient RV hook-ups perfect for hobbyists or extra parking. A standout feature: owned solar panels, offering great energy savings for the new owner. Central heat and ceiling fan cooling keep things comfortable year-round. Located in the Waterford Unified School District and just minutes from Hwy 132, this is a fantastic opportunity for a first-time buyer or investor. Buyer to confirm square footage. Don't miss this one schedule your showing today!

567 E Street, Waterford

Listing courtesy of Soldavi Inc..

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All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2026 MetroList Services, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of MetroList® MLS. All information has been provided by seller/other sources and has not been verified by broker. All interested persons should independently verify the accuracy of all information. Last updated .

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